-Large A beneficial- credit history otherwise not having LTV because good compensating factor and you may -A supplementary risk factor out-of at least about three of the following:

-Highest uncertainty about ability to pay otherwise stated income’ files style of -high uncertainty regarding the determination to invest or collateral well worth” |165|

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One good way to bear shorter interest chance was to possess WaMu to hang fund that have adjustable interest levels, such as Crossbreed Fingers typical off WaMu’s subprime lending, otherwise Alternative Hands, WaMu’s leading “prime” equipment

|166| People assets fluctuated in value according to research by the alterations in new rate of interest. Lees verder “WaMu kept billions of dollars for the finance to the the harmony sheet”